Mortgage Renewals
and Mortgage Switches

Is your residential mortgage coming up for renewal? Want to be sure you’re getting the top mortgage rates in Canada? Edgehill Mortgage Group is your trusted, independent mortgage brokerage, offering exclusive access to some of the lowest Canadian mortgage rates through our diverse lineup of lenders.

We work with both institutional and private lenders, giving us a wide range of mortgage options to present our clients. Edgehill’s mortgage agents are afforded access to special, unpublished mortgage rates that are offered through our list of over 50 lenders and credit unions. Contact us today to learn more about our mortgage renewal process.

Mortgage renewals

Renew your mortgage with Edgehill Mortgage Group. We’re here to keep the renewal process simple. As you near your mortgage renewal deadline, you’ll be considering a handful of options while reassessing your real estate plan. An Edgehill mortgage agent can help you find a mortgage renewal solution that makes sense for your current situation, with additional flexibility in case you need it.

We’ll work with you to secure the right mortgage renewal term, and the best payment options that align with your needs. When renewing a mortgage, you can consider strategies such as:

  • Lump-sum payments towards the principal
  • Locking into longer terms with favourable rates
  • Shorter terms for added flexibility
  • A change to a fixed or variable mortgage
  • Increase mortgage payments to limit total interest expenses

Contact us today and we’ll put together a mortgage renewal plan that makes sense for your finances and needs.

Mortgage switches

When you’re renewing your mortgage, you may also want to consider a mortgage switch. A mortgage switch involves moving your current mortgage from one lender to another. Many variables could have evolved since you signed your first mortgage. Interest rates may have gone down, you may be unhappy with your current lender, your financial situation may have improved, or your lifestyle needs may have changed.

An Edgehill mortgage agent can help you determine if a mortgage switch is right for you at this time, depending on current mortgage rates in Canada, the housing market in your city, and any relevant penalties and discharge fees. If you switch to Edgehill, we can secure exclusive, competitive rates thanks to our long-standing relationship with the country’s top lenders. We’ll gladly discuss your mortgage switching options for a seamless transfer of your current mortgage balance. Contact us today for more information.